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Why Didn't They Teach Me This in School?: 99 Personal Money Management Principles to Live By

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Description

Bestselling 5 Star Graduation Gift for both College and High School grads! Recommended by eBay, Forbes, Lifehack, Elite Daily, Real Simple and Bustle. Why do high schools and colleges require students to take courses in English, math and science, yet have absolutely no requirements for students to learn about personal money management?Why Didn't They Teach Me This in School? 99 Personal Money Management Lessons to Live By was initially developed by the author to pass on to his five children as they entered adulthood. As it developed, the author realized that personal money management skills were rarely taught in high schools, colleges and even in MBA programs. Unfortunately, books on the subject tend to be complicated, lengthy reads. The book includes eight important lessons focusing on 99 principles that will quickly and memorably enhance any individual's money management acumen. Unlike many of the personal money management books out there, this book is a quick, easily digested read that focuses more on the qualitative side than the quantitative side of personal money management. The principles are not from a text book. Rather, they are practical principles learned by the author as he navigated through his financial life. Many are unorthodox in order to be memorable and provoke deeper thought by the reader.Not only an excellent graduation gift for high school and college students but also a great read for any adult! ALSO AVAILABLE IN SPANISH - "POR QUE NO ME ENSENARON ESTO EN LA ESCUELA?" Read more

Publisher ‏ : ‎ CreateSpace Independent Publishing Platform (March 6, 2013)


Language ‏ : ‎ English


Paperback ‏ : ‎ 188 pages


ISBN-10 ‏ : ‎ 1481027565


ISBN-13 ‏ : ‎ 64


Item Weight ‏ : ‎ 9.6 ounces


Dimensions ‏ : ‎ 6 x 0.43 x 9 inches


Best Sellers Rank: #37,034 in Books (See Top 100 in Books) #161 in Budgeting & Money Management (Books)


#161 in Budgeting & Money Management (Books):


Customer Reviews: 4.4 4.4 out of 5 stars 2,317 ratings


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Top Amazon Reviews


  • I purchased 80 for my high school Personal Finance class!
As a Florida high school Personal Finance and Marketing teacher who tries to prepare his student with "common sense" strategies for a solid financial life, I was thrilled to come across Cary Siegel's book. The vast majority of information is what I believe in and teach to my students. My wife and I live below our means, carry no credit card debt (but love the cash back reward), have paid off the house mortgage, and been investing successfully in mutual funds for 30 years. There are 99 Principles, such as those stated above, covered in this easily understood book. The information is concise, with topics covered within two pages. This is a plus for many readers, especially those from the Millennial Generation! Some Principles stated are "enough said", while others need further research and explanation. That is the beauty of using it as supplemental reading in my classes. I can expand on topics and answer questions that come up from student reading. For other readers, they will need to Google those topics in question and further their education through more detailed books, magazines or websites. At least the "finance light bulb" went off! Check out the Table of Contents to see the 99 Principles. A person truly interested in making sound personal financial decisions in life will take away a good blueprint for doing so. As I've told my students; making wise financial decisions allows you to keep more of your money and create options and opportunities in life, something more and more of our citizens are left without. A great book for teens, young adults, or adults dipping their toes in the personal finance water who might be intimidated by most financial tomes. ... show more
Reviewed in the United States on August 23, 2015 by sims

  • Great reading
Very easy read & very informative. I would highly recommend this book!
Reviewed in the United States on January 27, 2024 by Lynn

  • WISHED that I had read this when I was in my 20s!
The author covers a lot of ground here. Easy to read chapters although some of the information does not pertain to me. I especially like the chapter on credit cards. Get one (only) and try to stay out of debt! I would rather rent than own. No property taxes, someone else does all of the work, and I can save big time! Just my humble $0.0002 worth..... ... show more
Reviewed in the United States on July 27, 2024 by A satisfied customer

  • Not my son's favorite but....
He read this book cover to cover and said it supplemented well the other financial books that he was reading. It's a keeper.
Reviewed in the United States on February 5, 2024 by Charlene Sirn

  • Great breakdown of principles
Pretty straightforward answers to daily transactions you create within your financial life and how to manage it effectively. Tools in this book would certainly assist in giving a guideline on how to make decisions that help your financial future.
Reviewed in the United States on June 11, 2024 by Jay J.

  • Has some merit but very misleading
I appreciate the book and its purpose but some of his points are just plain silly. I knew what to expect but its nice to have a refresher sometimes. He mentioned that the book is for his kids and truthfully, it is just that. A man who doesn't necessarily know what he's talking about on all points and passing it on to his family. For instance, he says stay away from credit cards (especially if you're in college). Pay for everything with cash or debit card. Then he says if you must have one, only have one. I feel like this is terrible advice. He should explain the benefits of responsible usage and building credit early. For one, you get free money with every purchase, bonuses, and special promotions earning you more money. For example, i got $70 worth of books for free within this order all because i got accepted by Amazon and have solid credit. Hell, with my other card bonuses and cash back, that money is in a savings account. Oh yeah and im a college student! What's more? Using credit cards instead of debit protects your personal bank account in the event of fraud. You also have more buyer protections under a credit card etc. Even when you're out traveling, you need a credit card. As you can see, his idea about credit kinda pissed me off. Another thing he said is there is no such thing as a free checking account... where has he been? Last but not least, this guy said the surest and best way to make money is through hard work and a job. Serious head scratcher. Millionaires are mostly entrepreneurs and investors that lived below their means. All in all, this book could have been a bit more deeper. With an excellent name like "Why didn't they teach me that in school" you'd expect more. Some things are mentioned and not really explained if at all. I would not let my kids read this book alone but rather something like "The Millionaire Next Door" or something simpler like "My College Finance" by J.L. Thompson which is the book responsible for my deep interest in finances which led to other things. Other than that, the book isn't bad just some crucial inaccuracies that annoyed me. ... show more
Reviewed in the United States on April 17, 2017 by Gold

  • A book for everyone
This book was an easy read, and when I say "easy" it means it needs to fit in my schedule and offer sound information. The format allowed me to pick up and read intermittently and I appreciated the information presented in this way. The principles are right on in the values and money/lifestyle management I would like to pass on to my 22 year old (I wish the book was out about 5 or 6 years earlier, but it's actually never too late for this guide) and 11 year old (guess who had occasionally read this with me?). When we were recently at a department store and checking out, the clerk asked me if I would like to apply for their store credit card and receive a certain percentage off my purchases for the day. I declined the offer, as I had completed the chapter about having only one credit card to be paid off monthly (no extra spending for me) and knowing the credit inquiry might reduce my credit score. None of the reasons for getting the new credit card was worth it and I was able to explain to my 11 year old why we were not taking advantage of this "opportunity." The book allows for good solid every day discussions and lessons. I highly recommend this book for everyone and a great gift as well. ... show more
Reviewed in the United States on March 31, 2013 by Robin M. Star

  • Ok book
Bought as a gift. Read parts- not in 100% agreement with all the advice- not bad advice but gives more simplistic answers. Perhaps a good place to start for a young adult
Reviewed in the United States on June 26, 2024 by Connor Davis

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